Are there any fees charged on transactions?

Fedi charges 0.21% on eCash sends and 0.5% on on-chain sends. There are no Fedi app fees to send via Lightning or to receive funds in any manner.

Each federation also charges a service fee on on-chain, Lightning and eCash sends and on Stable Balance deposits. It is set by the federation's ambassador: 0.5% by default, but the exact percentage depends on the federation. In the app, this appears as the federation fee.

A few gateway, federation and network fees apply on top of these percentages. They make little difference on larger amounts, but they can take a large share of smaller amounts:

• Lightning: The standard Lightning gateways charge a network fee of 2 sats to receive and 5 sats + 0.5% to send. The federation adds about 1 sat per transaction, so receiving over Lightning costs about 3 sats no matter the amount.
• On-chain Receive: The federation charges 100 sats, plus a network fee that depends on current fee rates and the size of the federation. Expect from about 450 sats at the lowest rates to 2,000 sats or more. Deposits too low to cover these fees are never credited.
• On-chain Send: The federation charges 100 sats, plus a network fee that depends on current fee rates and the size of the federation. Expect from about 300 sats at the lowest rates to 1,500 sats or more. The minimum on-chain send is 10,000 sats.
• eCash Receive: Usually about 1 sat or less, and a few sats on some federations, depending on how many notes are involved.
• Stable Balance: Deposits carry the 0.21% Fedi fee plus the federation fee. Stability providers also charge a variable fee while your funds are held, shown as a yearly rate. Withdrawals are free.
• Multispend: Moving Stable Balance into or out of a Multispend group is free.

Mini Apps may charge their own fees for actions performed within them. The app shows a fee breakdown before most payments. Some flows, such as the web app and eCash requests from Mini Apps, do not currently show one.

The table below outlines the current fees: